Assalam oalaikum,
In the previous post I have explained that the main factor which makes credit cards un-Islamic and not fit to be used by the Muslims is riba. The Islamic scholars have unanimously agreed that riba has been prohibited by the Holy Quran as well as the hadith.
Here let us discuss the actual meaning of Riba and what the Quran says about it.
In Arabic the term Al-Riba means increase or addition. Interest in Islam refers to an unearned and effortless profit.
Abu Huraira reported that Prophet Mohammad (saw) said that, ‘A time will certainly come over the people when none will remain who will not devour usury. If he does not devour it, its vapor will overtake him’.(Ahmed, Abu Dawood, Nisai, Ibn Majah).This warning of the Prophet (saw) serves as a reminder to the Muslims that they should be cautious in their monetary dealings and they should not compromise their Islamic principles at any cost.
Iman Razi was posed a question that what was wrong with taking interest when it is certain that the borrower will use the funds which he has borrowed in his business and earn profit. He replied that whereas earning profit is uncertain, payment of interest in fixed and certain. The profit may or may not be realized by the borrower. Therefore, undoubtedly the payment of something certain in return of something in uncertain causes harm.(Al-Razi, n.d, page:87)
The Holy Quran is the Book of Wisdom and whatever has been prohibited has been done for the betterment of mankind. Inshallah, in the next post I shall discuss about the harm caused by riba in the society.
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amel soname
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