Assalam oalaikum,
Since everyone is entitled to have their own opinion so there was some difference of opinion on the topic whether riba meant interest or not. Some Muslims had argued that Islam prohibits riba but riba does not mean interest. According to such people the bank interest was also not riba. However, truth has finally prevailed. Several international conferences of jurists were held to discuss the topic of riba. Fortunately, a consensus amongst the jurists was established. The ulema have finally issued the verdict that riba is interest, which leaves no room for doubt for any Muslim.
The Holy Quran speaks against riba in the strongest possible manner in several verses. However, since interest has become an integral part of the existing financial institutions, some Muslim countries have tried to misinterpret riba for their own convenience. Instead of paying careful attention to what Islam has to say about riba they have got swayed by this western concept. Their analysis of riba is totally against the Quranic teachings and the hadith of the Prophet (saw).
Here are a few verses which clearly condemn riba or interest:
‘O you who have believed, do not consume usury, doubled and multiplied, but fear Allah that you may be successful. (TMQ- 3:130)
And (for) their taking of usury while they had been forbidden from it nd their consumption of people’s wealth unjustly and We have prepared for the disbelievers amongst them painful punishment. (TMQ-4:161)
Therefore, being the followers of Islam, each one of us ought to have a strong Imaan so that we can outrightly reject what the Holy Quran rejects.
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amel soname
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